David, thanks for writing this and quoting me, I'm a big fan of your TOPSCAN framework and think you guys, with a couple other firms, are going to really set the pace for everyone else.
I actually wrote a couple of posts that answers your last question during the weekend, and expect to publish them tomorrow and wednesday. Looking forward to your thoughtful comments once more.
Best post in a long time, thank you for telling the inside stories. They are really awesome.
@surrenderdagny ahah well said.
How can "Only 6 percent of ecommerce is conducted on the Web today"? So 94% of e-commerce is done on irc and usenet? ;)
Dwolla is easily the most awesome company in payments, and one of the very very very few to actually distrupt the industry and not help the old, greedy, shady credit card companies. It still has to rely on banks, but I'd be surprised if they're not thinking of alternative solutions there too.