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I am guilty as charged and have been using many of the withdrwawl models/assumptions you note here. I find your willingness to share (in great detail no less) your knowledge truly inspiring. I have more work to do.
2 years ago on Are Safe Withdrawal Rates Really Safe?
I discovered your site a couple days ago. After reading a couple pages I realized that your advice and perspective was different than most - I'm hooked. I've spent the better part of today combing through much of your site/blog. I rarely dwell on personal finance pages but this one really "spoke" to me. I have some soul searching to do. Thanks for sharing!
2 years ago on The Secret To Happiness… And Why It Has Nothing To Do With Money