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I am guilty as charged and have been using many of the withdrwawl models/assumptions you note here.  I find your willingness to share (in great detail no less) your knowledge truly inspiring.  I have more work to do.


1 year, 11 months ago on Are Safe Withdrawal Rates Really Safe?


I discovered your site a couple days ago.  After reading a couple pages I realized that your advice and perspective was different than most - I'm hooked.  I've spent the better part of today combing through much of your site/blog.  I rarely dwell on personal finance pages but this one really "spoke" to me.  I have some soul searching to do.  Thanks for sharing!

Jeremy (Cytoman)

1 year, 11 months ago on The Secret To Happiness… And Why It Has Nothing To Do With Money