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Why is it that so many sets of documents need to be uploaded many times? Many people are seeing that the bank "never receives" documents that have been uploaded to equator, even 2 or 3 times!

1 year, 10 months ago on Bank of America short sales: navigating Equator

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 @TomMcAlevey I was actually addressing the first paragraph of the article!

1 year, 11 months ago on Stop Fretting About Spotify’s Business Model, It’s Pandora We Should Be Worried About

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I don't get it, you think Spotify's radio is better than Pandora's? To me, as someone who just moved away from the US to Sweden (where Pandora doesn't exist), I think Spotify's radio is incredibly bad. I don't want to hear the same things over and over, and their recommendation engine is terrible and extremely limited. I want new music, and that's where Pandora is great, and should be selling itself. The song library size argument is ridiculous, especially in the light of what you are saying about utilizing your own library: how many different songs do you actually hear? To listen to even that "less than a million" (analyzed) songs on Pandora would take a year of nonstop listening. 

What strikes me as unfortunate about Pandora is that they are trying to cater to this same audience who want the same hits over and over and the streaming non-predictable radio rules, as set by DMCA, make it so they can't play the same artist more than 4 times in 3 hours (or vice versa, I can't remember.) Their playlist algorithm keeps changing to accommodate this type of listener, and they should really concentrate on either gaining an audience that isn't Spotify's audience or training their current audience to expand their listening. (yeah, I know, people won't learn.)

Pandora's sword in this fight really should be their unique intellectual property, their analysis and recommendation algorithm. If they keep trying to make it mimic normal radio, or on-demand streaming radio, they will lose. There is a big difference between a genomically analyzed track and a track tagged by simple meta data for a recommendation engine, in terms of what the listener gets.

And that said, every time I do think I want to hear something on Spotify (my only choice here in Sweden, and was pushed free on the mobile phone for a year) I am thwarted by their collection: many artists simply don't want their music on the service as it pays on individual contracts rather than a mandated royalty rate: no Led Zeppelin, Pink Floyd, for example. Very limited in many other areas for those of us that don't simply want "Today's Hits."

1 year, 11 months ago on Stop Fretting About Spotify’s Business Model, It’s Pandora We Should Be Worried About

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