Holly at ClubThrifty
Bio not provided
My worst money mistake was financing a 25K car with zero down and a low wage job in my early 20s. I did learn a lot from it so I suppose I wouldn't change anything!
5 days, 20 hours ago on Why It’s OK To Make Money Mistakes
I'm a night owl but I have to work during the day because the kids are at school/daycare. What I've been doing lately is working 8-3 then a few hours each night after the kids go to bed. Sometimes I can be crazy productive during the 8-10pm hour!
6 days, 20 hours ago on How to be Productive When You are a Night Owl
I have never had a Discover card but I think they are obsessed with me! I get mail from them at least 2-3 times a week.
1 week ago on Discover it vs Discover it Chrome – Which is Better?
We got life insurance in our mid-20's then added more once we had kids. I feel like we are adequately covered now and I'm glad to have it behind me!
1 week, 6 days ago on The Fastest Way to Get Life Insurance
This is awesome! I never win anything because I never try =/
2 weeks ago on How to Make Money Entering Giveaways
Thanks for the mention! Hope you have a great weekend!!!
2 weeks, 3 days ago on The Weekly Quick Hits Roundup
I love all of these ideas! We are going on a cruise next week this New Orleans in September. I actually like to go to Florida or the Caribbean during the fall too- warm water and off-season prices.
2 weeks, 5 days ago on 5 Easy and Inexpensive Fall Getaways
We paid the minimum on our loans for a while then got really sick of the payments. IMO, paying a minimum payment on something for 10-15 years is demoralizing unless I can live in it =)
3 weeks ago on Why You Should Pay the Minimum on Student Loans
I hate professional sports, but some are worse than others. Baseball is ridiculous- way too many games!
3 weeks, 3 days ago on The Weekly Quick Hits Roundup
That is insane! Another reason to go with a low-cost organization like Vanguard! My accounts have the lowest fees out there and I'm glad they won't be chipping away at my retirement quite this much =)
3 weeks, 4 days ago on How to Stop Losing Money in your Retirement Account by Using FeeX
Our two cars are paid off and still relatively new. We will likely keep them until they start needing pricey repairs.
3 weeks, 5 days ago on Are Old Cars With Expensive Repairs Worth It?
I quit my job for a variety of reasons, but it wasn't really to "start a business" necessarily. I already had one. I just wanted the freedom to work on my own schedule and get away from the 9-5 grind. I just put my daughter on the bus this morning and literally came inside to start working. At my old job, I would never be able to put her on the bus and be waiting outside for the bus to drop her off. That feeling is priceless.
3 weeks, 6 days ago on 4 (More) Reasons NOT to Quit your Job to Start a Business
Great job using credit card rewards for wedding travel. That's one way to make it affordable! =)
4 weeks ago on A Match Made in Heaven: Weddings and Travel Rewards
Hope you have a good weekend! I will be busy catching up on work =/
1 month ago on The Weekly Quick Hits Roundup
We didn't start saving for retirement until our late 20's and I wish we would've started sooner. I can't imagine how much more money we would have! Oh well.
1 month ago on Retirement for Millennials: Get Started!
I am amazed that you continue to keep your babies at home while you work. Don't feel bad about hiring a helper. I'd have those babies out the door to daycare so fast! I cannot work with my kids here. It simply does not happen. They talk though, so perhaps that is the difference =)
1 month ago on What Type of Help Are You Willing to Pay For?
I love the concept of Lending Club! I would definitely look into it if I needed a small business loan for some reason.
1 month ago on How to get a Loan for a Small Business
I try not to think about it too much because we are so far away from needing any money we have invested or retiring. I just keep investing regularly and making the best decisions I can for us.
1 month, 1 week ago on Is it Accurate to say the Stock Market Returns 10% on Average?
I think a lot of those women would be better off getting a part-time job. They end up spending 40 hours-per-week cutting coupons only to end up with 500 sports drinks and 45 bottles of shampoo.
1 month, 1 week ago on Are Coupons Worth the Time?
In a way, my business is just "self-employment." However, we're working on the "business" side of things, slowly but surely.
1 month, 1 week ago on 4 Reasons NOT to Quit your Job to Start a Business
Your kitties are so cute! We will be in Minnesota Friday-Monday the 26th-28th. We are going to see Greg's parents new lake house. It really is beautiful up there!
1 month, 2 weeks ago on The Weekly Quick Hits Roundup
These are all good tips! A nice handwritten thank-you note never hurts either.
1 month, 2 weeks ago on 4 Tips for a Successful Job Interview
We have a "number" too and ours is usually around $30 or so. I might spend a little more without his approval if I can't get ahold of him for some reason. We never fight about money!
1 month, 2 weeks ago on The One Simple Way to Avoid Money Arguments
I would hire someone to cut and lay tile, but I would try everything else. =)
1 month, 2 weeks ago on How to Remodel your Bathroom on your Own (DIY)
I agree that there is never a "perfect" time to donate money. We donated money when we were still in consumer debt. I think it's a personal decision.
1 month, 2 weeks ago on Should you Donate Money When you are in Debt?
Thanks so much for the mention!
1 month, 3 weeks ago on The Weekly Quick Hits Roundup
I don't like to pay full price at all, but it happens sometimes. Usually it's when I'm in a hurry or the kids need something and there is no time to shop around.
1 month, 3 weeks ago on When Does it Make Sense to Pay Full Price?
I have never had a gas credit card or a Sunoco card. Too busy chasing points and miles I guess! =/
1 month, 3 weeks ago on Get Gas at Sunoco? Save Money With the Sunoco Credit Card
I have also networked into several jobs. Some good, some bad, but it certainly helps to know people!
1 month, 3 weeks ago on How I Networked Into Almost Every Job I’ve Ever Had
This all makes me feel so old! I have so many VCR tapes too, and no VCR. I wonder what is going to happen to every VHS tape on the planet =)
2 months ago on Top 10 Things Our Generation Will Be The Last to See
My neighborhood has a little parade with the kids on Friday. They all decorate their bikes and ride them from the north pool to the south pool. I can't wait!
2 months ago on 5 Fun and Inexpensive July 4 Activities
Happy birthday and Blogiversary! That's cute that you met your wife on a mission trip =)
2 months ago on 20 Random Things about DC of Young Adult Money
I admit that I am terrible at all of this. I would be in rough shape if I ever had to look for a job again. I have never updated my LinkedIn profile to include much of anything, and my resume is terribly out-of-date!
2 months ago on Job Search Check List
Why does your wife want to be bald? LOL
If Greg is able to leave his job, I want him to grow a giant beard. He looks so hot with facial hair!
2 months ago on The Weekly Quick Hits Roundup
I just have to force my way through it when I'm super busy. I'm fortunate that I can send my kids to daycare from 9-5. I don't always send them all day, but I sometimes need to. I occasionally also work nights and weekends to meet deadlines =/
2 months, 1 week ago on 4 Steps to Manage Your Busy Work Life
Sweet, D.C.! I have never heard of this before but I like it! =)
2 months, 1 week ago on Is “Virtual” Financial Planning the Future? iQuantifi Review
I know several people who have cashed out their 401 for different reasons. Believe it or not, people did it to pay for funerals all the time when I worked at the funeral home. It always seems like a bad idea to me =/
2 months, 1 week ago on Should you cash out your 401k to pay off debt? [Free Calculator Download]
I totally agree about in-laws. I know so many (not mine) who cannot let their adult children grow up and make their own decisions. It is a constant source of stress for a handful of people I know.
2 months, 2 weeks ago on 4 Big Money Issues For Couples to Settle Before Marriage
Are the kids staying home while you work? If so, you are much more dedicated than me! My kids have to be gone from the house for me to get anything done.
2 months, 2 weeks ago on How to Streamline Your Side Hustle
Hey, I like these! =) I usually don't ask Greg for much at all. He's an excellent father and is actually much more hands-on than I am. All I want is his unconditional love! =)
2 months, 2 weeks ago on 5 Gifts for Your Frugal Wife
Hope you have a great weekend!!!!! Our good news from this week is that it's over and finally Friday. Woot!
2 months, 2 weeks ago on The Weekly Quick Hits Roundup
I agree with both of those!
I know a girl who blabs about how much she hates her job on Facebook all the time. I can't help but think the wrong will person will see it and get her fired one day. I know that has nothing to do with job interviews, but I think it's related!
I also agree that a nicely written note is an excellent gesture.
2 months, 3 weeks ago on What You Should Do After a Job Interview
Yep! I hate it when Greg gets me flowers or cards. It's such a waste of money. The only exception is potted flowers. That's totally different because they are expected to live a while!
2 months, 3 weeks ago on 5 Gifts That Will Tick Off Your Frugal Wife
Deep cleaning is so important. When we were looking at houses, I got very turned off by houses that were dirty. It actually made it harder to see the positives of any house.
2 months, 3 weeks ago on 5 Ways to Make Sure Your House Sells Quick
The cheapest thing for us is an all-inclusive resort/plane ride combo. We can typically get our flights for free or almost-free and all-inclusives include everything else for one low price.
2 months, 4 weeks ago on What’s the Most Cost Effective Trip: Cruise, Road Trip, or Plane?
I agree with all of these. I have a family member going through a divorce and all of their money was entirely separate. In fact, they had entirely separate financial lives. It's no wonder that things turned out the way they did.
3 months ago on 3 Money Practices that Ruin Relationships
It is really hard for me to take a day off! I typically do not work on Saturdays but do work on Sunday afternoon/evening.
Thanks for the mention and I hope you have a great weekend!!!
3 months ago on The Weekly Quick Hits Roundup
Our old plan expires on December 1st and we are signing up for a healthcare sharing ministry instead of traditional insurance. Wish us luck!
3 months ago on How to Get Health Insurance when the Exchanges are Closed
I became a solopreneur last Spring and have enjoyed it for the most part. Honestly, I feel like I was made to work by myself. I don't play all that well with others, and I have always liked to do things my own way.
3 months ago on What it Means to be a Solopreneur
I feel like everyone where I live suffers from Affluenza in some way. I probably did in the past, but not anymore.
3 months, 1 week ago on The Cure for Affluenza