Bio not provided
Hmmm.... I'm not sure that interpretting a reduction in the final payment as ROI is correct. I think the correct calculation is how much it reduces you total interest paid over the life of the loan.
1 year, 5 months ago on How to turn $100 into $120 in mortgage reduction
What about taxes (federal, state, local, etc.)? For many people, taxes would be the biggest circle.
1 year, 7 months ago on What is Really Making You Poor?