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I agree with you Micki.  I also paid for my education.  When I finished high school in 1988 I went to a two year school and finished a double major with no student loans.  I was 22 with no debt because, I worked two minimum wage jobs.  I went back to school at age 27 and the company I worked for paid for most of my education.  I finished at age thirty.  My husband and I do not have children by choice.  Pretty soon people will not be able to afford kids just like we can't afford education or retirement.

2 years, 9 months ago on Paying for College or Saving for Retirement: The Generation X Balancing Act