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Why the focus on Wall Street (as shown in the headline) when algorithmic trading is probably more common out of the Chicago Mercantile Exchange (CME)? Many of the high volume algorithmic traders are actually Chicago based and this field would not be what it is without Chicago, bit no, you just mention Wall Street.

1 year, 5 months ago on Want to take on Wall Street? Quantopian’s algorithmic trading platform now accepts outside data sets

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I agree entirely and have been saying the same thing myself for years.  You need people who understand the whole system.

There are too many experts, people focused on one component, and that leaves no one that understands the big picture, how all those components fit together.  I see so many people and companies with tunnel vision it is sad...

1 year, 5 months ago on You don’t want experts. You want jacks-of-all-trades

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For online payments we pay 1.9% with PayPal with our volume.  For delivering online services I haven't seen anyone come close to those rates, 2.75% with Square, 2.9% now with WePay, etc.  I don't care how the payments come in or are made, if I only have to pay 1.9%, I'm happy.  The 1% rate looks nice, but based on our own experience, that gets used about 20% of the time.  You take 1% 20% of the time and 2.9% 80% of the time you're still at 2.52%.

 

I agree, PayPal is falling behind in technology and general advancement and they still seem to not care about security at all.  I can't believe they still haven't done any reasonable two factor authentication...  Yes, they have it, but you can easily bypass it, and the vendor has no way to know whether two factor authentication was used or not.  As long as PayPal is the price leader, which they still seem to be, I don't see them going anywhere, but if they can only win business based on the rates, that isn't a great position to be in.

2 years ago on WePay CEO: My Gift to the World Will Be Killing the PayPal Button

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Aren't the "Other Google Projects" they're working on still be within Gmail, likely improving the overall Gmail experience instead of through a single app?  Isn't it reasonable to believe that many of the contributions they'll make ARE to the default Gmail client?  To me, it seems likely they're going to kill Sparrow because everything it offers will be integrated right into Gmail and the default applications/clients.

2 years, 1 month ago on Why Google’s Sparrow Acquisition Just Ruined My Morning

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I have a MacBook Pro and the iTunes experience is terrible.  I haven't used iTunes in months (well, ok, I just used it now to remember it).  I don't understand the love of iTunes at all, what is so great about it?  I'll take Google Music over iTunes ANY day.   The only good thing about iTunes is that it is really the only good way to sync your iPod (or similar), but with Google Music you just always have the music on your Android device anyway, without syncing.  I guess we'll agree to disagree, I find Google Music to be simple, intuitive, and I can do everything I want to do very quickly.  I'll take being able to do what I want to do quickly over worrying about how much white space there is, I also don't understand how white space is so bad in the first place.

 

What exactly is better with iTunes, what can you do easier/better in iTunes?  I can both find specific music and create instant playlists much easier in Google Music.

2 years, 2 months ago on Going Google: The Cloud is Horribly Quiet

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 @trevoragilbert It is the opinion of one person, you, that it is horrible.  I just don't understand how the interface is any worse than iTunes.  It is MUCH easier to get a listing of a specific artist, a specific album, etc. in Google Music, you just search and it auto-completes showing only the info you want..  In iTunes, you're constantly dealing with lists that include data you don't want unless you specify the type of data you're searching in advance or just get lucky, and no auto-complete.  The only ways I listen to music are searching for a specific artist, song, or album, or then creating a playlist of similar music, both of which are much easier on Google Music.

 

What is it that is easier to do in iTunes than it is in Google Music?  To me, interface design is being able to do what you need to do quickly and easily, not looking pretty.  Google Music does that.  Yes, it has some white space, but I don't see the evil in white space...  White space has proven to be beneficial in being able to process information faster, etc.

2 years, 2 months ago on Going Google: The Cloud is Horribly Quiet

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 @BettinaTizzy   $20 a night is a bad rate?  $20 a night for parking is pretty darn cheap in any major city.

2 years, 3 months ago on The Good, the Bad, and the Ugly of Building a Company in Austin

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 @chood531  @justinbenson But then if you're comparing Apple-to-Apples and want to live in the more expensive parts of San Francisco you're easily spending ~$3k on a 1 bed, 1 bath apartment, still a significant difference since I've found some good comparable units for ~$1500 in downtown Austin.

2 years, 3 months ago on The Good, the Bad, and the Ugly of Building a Company in Austin

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 @justinbenson 20%?  According to most sources I've seen it is 40-50% cheaper to live in Austin, with housing alone being 60%+ cheaper.  From just a quick check on apartments.com, a 1 bedroom, 1 bath (~800 sq. ft.) apartment in Austin is ~$800 on average.  In San Francisco, I'm having trouble finding anything similar for under $2k.  To me, that seems like MUCH cheaper housing.

2 years, 3 months ago on The Good, the Bad, and the Ugly of Building a Company in Austin

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Texas is not as business friendly as it first seems.  For about two years if you have any server or service of your company hosted in Texas, that established you as having a tax nexus in Texas, thus you need to collect sales tax from all Texas residents - http://www.ecommercetimes.com/story/70878.html

 

I am happy to see this got repealed, but that such an item could be passed in the first place should be concerning for any "cloud" based provider.

2 years, 3 months ago on The Good, the Bad, and the Ugly of Building a Company in Austin

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 @trevoragilbert  @riazkanani Apple is the biggest Intel customer?  HP and Dell both do a lot more business with Intel than Apple...  From their 2011 annual report, HP was 19% of revenue, Dell was 15% and no other customer was more than 10% - http://files.shareholder.com/downloads/INTC/1789578244x0x554128/9f2e7b14-b4ec-4614-b7e4-965cc9b13036/Intel_2011_Form_10-K.pdf

 

Also, Intel is already doing exactly what you're proposing, altering their existing Atom line for phone and tablet use.  Intel is still the only chip manufacturer using 22nm fabrication and tri-gate transistors, both of which bode very well for increased performance per watt.

2 years, 4 months ago on Intel’s Tug-of-War with Apple, Android, and Microsoft

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 @trevoragilbert  @Baron Tankhe Why does Intel NEED to get on the iOS bandwagon?  They already basically control the server-side market, which is also growing quickly due to mobile demand.  I know infrastructure isn't as sexy as consumer electronics, but it definitely creates plenty of revenue and margin.

2 years, 4 months ago on Intel’s Tug-of-War with Apple, Android, and Microsoft

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I'm sorry, Intel dependent on Apple?  hahaha, great joke, but what is the punchline?  Apple is still only 11% of the PC market and basically 0% of the server market, while Intel is just now entering the mobile space.

 

Apple now produces its own ARM-based chips, since when?  Apple doesn't have it's own fab plants, that I'm aware of at least.  The A4, A5, and A5X processors are produced/manufactured by Samsung.

 

Intel somehow did completely miss the boat on mobile and is finally just now catching up, but that had nothing to do with Apple.  When Apple chose the processors for the iPhone and iPad, etc. Intel really had no CPU product that would work for those uses, there was no Intel product Apple COULD pick, and no other smartphone or tablet maker used an Intel processor in a production device, that I can think of at least, until last year.

 

As mobile demand picks up, so will centralizing things in data center, the entire "cloud" movement.  What does that run on?  Servers with Intel CPUs, not a single Apple device to be seen there...

2 years, 4 months ago on Intel’s Tug-of-War with Apple, Android, and Microsoft

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The issue is, it DOES accomplish something.  You writing this article proves it accomplishes something.  People are now aware of the idea, people can visualize it, people can dream about it, people can talk about it.  This has created interest in this idea in general, it is pushing technology forward.  Even if it never hits the market, it is like a concept car.  The concept car will never hit the market, but it shows you what is possible, it gives you something to work towards or to at least consider.

2 years, 4 months ago on The Problem with Google’s Concept Video

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Wow, really, California doesn't have an online lottery ticket system?  I live in Illinois and I purchased my Mega Millions tickets online: myillinoislottery.com (paid with a credit card)  I guess California isn't always ahead when it comes to technology.  :-)

2 years, 5 months ago on LottoGopher Finds Online Market, as Thousands Buy Mega Millions Tickets

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