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People are so used to getting quick comfort from food that many healthy changes seem unbearable. Gradually adjusting habits was a great point for anyone looking to eat healthier. It also makes the changes more noticeable in a budget.

2 years, 3 months ago on 5 Tips for Healthy Eating on a Budget

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I for one will congratulate the people who made this mistake. I certainly hope that you can avoid the 6% penalty through shifting the contribution date or pulling the money out, but at least the ones worrying about this problem are facing a minor mistake of uninformed responsible planning rather than no planning at all. Good to hear people are eagerly planning for the future and seriously contributing to Roth IRA's.

2 years, 3 months ago on Excess Roth IRA Contributions: Does My Brokerage Keep Track of Income Limits?

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I know a lot of people like Johnny who are trying to be civil in a ruthless business world. It's sad to hear what can happen, but this was a good warning.

2 years, 3 months ago on Should You Tell Your Boss That You Are Looking for a New Job?

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I like the discussion on this post and think it's one of the best from genxfinance. Tying the mindset concept to small goals does a good job of communicating the balance between thinking and acting.

2 years, 3 months ago on The Secret to Saving Money

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The bucket mentality is a good mentality for any kind of investing since it relies on diversifying stocks. I'd like to see retirement funds structured this way become more popular. What retirement plan do you have currently?

2 years, 3 months ago on Retirement Withdrawal Strategies: 4% Rule vs The Bucket Method

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"[Communication] is actually not my strong suit. I tend to have too much faith in people and processes, and communicate very little." I am the same way and appreciate that this was mentioned.

 

I've noticed that this is crucial in any big purchasing decision. When signing contracts for cars or houses, the most important financial decisions you can make, it is always ok to test all the parties involved to hold to "the customer is always right." The mistake can easily be made to think it's too late to cancel the closing when you see red flags near sealing the deal. I have learned to assume my rights as the purchaser and not be afraid to use them.

 

Do you have peace of mind since closing?

2 years, 3 months ago on Things to Consider Before Closing on Your Next House

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Right on target. Education is becoming more and more commonplace so that post-graduation jobs are never a sure bet. I think the key that ever would have made this good advice was "if it's what you're truly passionate about." People seem to expect their education to do the work for them now.

 

I agree with others who have said that the home equity advice was never the best advice. Your corrective of paying in cash and living within means is the antidote to "grab now, pay later" advice. Thanks for your thoughts!

2 years, 4 months ago on Financial Advice That No Longer Rings True

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This seems to reflect the overall well-being part of fitness that is becoming more popular through stretching and unconventional exercises. Some of the benefits shown here such as increased blood flow and circulation could be assets to any fitness routine.  I love seeing unconventional fitness techniques brought to the table, but I'm also glad they're not replacing real workouts and their limitations for total fitness are being recognized.

2 years, 6 months ago on Can Laughter Count as Exercise?

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