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I was just thinking about this again yesterday after running into someone from my last corporate job at the grocery store. I do not miss ironing my clothes for work and paying dry cleaning fees for my suits. I do not miss paying $100 a week for parking.
And I certainly do not miss my tiny cubicle. Just as you pointed out, there were constant interruptions and I would always lose my train of thought. Who ever invented cubicles should be shot. (kidding of course).
1 year, 4 months ago on 5 Benefits of Working from Home
Those are the cheapest first class tickets I have ever seen. Good for you guys for finding those, and not having to worry about those expensive luggage costs. Have a great trip! Will your dog be traveling with you too?
1 year, 4 months ago on Why I’m Flying First Class Tomorrow
I love carving pumpkins as well. Your image of all those designs looks great. Thanks for participating today. We have a great group of bloggers on the list.
1 year, 4 months ago on October Halloween $660 Cash Giveaway
Good for you for managing 2 jobs while going to school. The experience that you gain from that is extremely valuable, as I'm sure you know. I worked a lot during my high school and college years. At that time I rarely spent my money, except to buy a new car after graduation. But I know what you mean about when you have a lot of money coming in and you do not really think about the future. That happened to me later in life when I had a high paying job, with bonuses and travel. At that point I spent it as quickly as I made it without really thinking about my future. You are very fortunate to have gone through that while you were younger, instead of later in life, like I did. I'm sure it will help you a great deal.
1 year, 4 months ago on I Used to Work 30+ Hours a Week in High School
My parents were always very good with their money. They definitely knew how to stretch a dollar and they saved well for their retirement. My father is of the "mind your own business" mindset, so he rarely gave us kids financial advice, other than when I was a kid and he made sure I saved my money in a bank account. I wish he had shared more advice. I do remember one little bit of advice like it was yesterday. It may not seem like much at all, but he came to visit me at a new house that I owned and I wanted to spend $500 to put a new tree in the backyard because it was so bare and needed shade. He suggested that I not purchase it as that money would be better spent elsewhere, and he was right.
1 year, 5 months ago on 5 Reasons You Shouldn’t Let Your Parents Influence Your Financial Decisions in Your 20s
Excellent review! I love cards with no annual fee and this one seems to offer that as well as a great cashback bonus. Who wouldn't love that.
1 year, 5 months ago on 10 Reasons to Get a Discover it Credit Card
Very important considerations. I have two college degrees that I did while in my twenties, and since then I have taken night school courses. While many people do pursue a college degree at any point in their life, I personally couldn't see myself going back to school again.
1 year, 5 months ago on Thinking about Going Back to School? 5 Things to Consider
Congrats on hiring another staff writer. I'm sure it will free up your time to do the other things you have on your list :-)
1 year, 5 months ago on The Weekly Quick Hits Roundup
Sounds like you had a lot of fun last weekend!
We had a great Labour Day weekend in Canada as well. It was finally hot and sunny all weekend. :-)
You guys are doing well in coordinating your income while allowing your husband to pursue his goal of becoming a doctor. While it is and will be difficult financially for a few years you know that ultimately you are both working towards an exciting future. I think I would find it more stressful if I were in a marriage where one worked all the time to pay for everything and the other had no interest in working, as I witnessed with a friend recently.
1 year, 6 months ago on The Truth About Being a One Income Family
@DC @ Young Adult Money @TacklingOurDebt I have no idea how much your redesign would cost you, but what if you put that money towards going to Costa Rica instead? :-)
1 year, 6 months ago on The Weekly Quick Hits Roundup
We finally have a long weekend in common! The last big one for the summer. Enjoy your time off and have fun at the fair. And I agree, your web design is great the way it is right now.
I agree with what you are saying. Unfortunately there will always be slackers in every company that do as little as possible. And yet they still get paid at the end of the month just like everyone else. It use to really upset me, and the slackers I worked with knew it too. There are people that give 110% all the time and find ways to stay busy and there are those that don't care.
1 year, 6 months ago on 5 Ways to Stay Busy at Work
I love both noisecake and myawesomehouse. Those are great domain names, that if you ever have the time, you could probably do a lot with those sites.
As you said, you learned something new with every experience and that is really one of the most important things. Everyone thinks the most important thing is to make money right away, but building your experience, esp as young as you are, has allowed you to do very well with this blog, but I think this is just the beginning of your online empire DC :-)
1 year, 6 months ago on 5 of My Small Business and Website Failures
I knew a couple that honeymooned in Maldives. Very expensive but they loved it. Have a good weekend and Congrats on another win.
My parents wanted us to live at home forever which felt strange, but they felt it was a good way to save money. I moved out shortly after my 23rd birthday to go to college for a second degree. From that day on I was on my own financially.
1 year, 6 months ago on When Did Your Parents Cut You Off?
Great list! I haven't tried any of these apps yet, but now that I have a new cell phone I will give them a try.
1 year, 6 months ago on 7 Free Must-Have Tools to Score a Bargain
I love your list under romancing for free. Going on a picnic or cooking dinner together, esp when you first start dating, can be so much fun and so romantic. My thoughts are that dates do not need to be expensive, they just need to be lots of fun. Money doesn't bring people closer together, but sharing good times and good adventures definitely brings people closer together.
1 year, 6 months ago on Dating on a Budget
Good to hear you have your rental unit finished and ready to go. Hope the new tenant enjoys all of your hard work.
Good tips DC ! Blogging does take a lot more time then people think, unless they only meant to post once a week or once a month and just do it for fun. Good luck with the giveaway!
1 year, 6 months ago on 3 Blogging Tips and an iPad Mini WIFI and $250 Cash Giveaway
Money can buy you a sense of security which for many will make them happier, less stressed out, people. On the flip side too much money can cause people more stress and grief then they ever imagined.
1 year, 6 months ago on I’m Pretty Sure Money Can Buy You Happiness
Several years ago my husband and I had to make the big decision of what was more important to us. Our health or our income? While we were earning good money at the time the stress from being expected to work day and night (literally) was seriously affecting our health. Walking away from those jobs wasn't easy. We left secure jobs, with excellent health benefits, to pursue something that we enjoyed, albeit, with a much lower income.
The short answer for us is that good health is our number one priority.
1 year, 6 months ago on The Danger of Making Money your Top Priority
I have had managers that I became good friends with which made going to work so much more fun, and I've had managers that I just didn't click with for whatever reason there was at the time. But you are right, it is important to remember that if you feel really uncomfortable you can look elsewhere. At the same time I was always told people that were unhappy to never let a bad manager ruin their job experience for them. People do move on, as you mentioned, and if I really like the job, but not the manager I would wait it out and let them move on instead.
1 year, 6 months ago on Tips on Dealing with a Difficult Manager
Enjoy the wedding and have good weekend DC!
Definitely a big adjustment, but good to hear that you are happy with your grocery budget now.
Our grocery spending is the one thing we struggle to reduce every month. Last night we did some grocery shopping and 3 bags of groceries came to $157.00. After the frequent shopper discounts came off it still cost us $117 for 3 bags. I think it is ridiculous. And while we do have some Farmer's Markets in our city with fresh produce, their prices are even higher, then the produce from California that is in our grocery stores.
1 year, 6 months ago on How I Conquered $1,000 in Food Bills
What a super smart idea Tara! And especially for something such as the Governor’s Ball which many people will never get to attend due to the cost. That must have been fun.
Volunteering in itself can be fun but when you add on all the extra benefits that you get, it just makes so much sense.
1 year, 6 months ago on How to attend high cost events for free
I only wear glasses when driving so this wouldn't be on my to do list. I do know someone that had this done years ago and it cost around $10K in Canada the time. And her results were not very good, unfortunately.
1 year, 7 months ago on The Financial and Life Benefits of getting Lasik Eye Surgery
Hope your weekend went well, and good luck with getting your new renter settled in when the time comes.
1 year, 7 months ago on The Weekly Quick Hits Roundup
I love cruising! I haven't been to Belize but Grand Cayman was definitely one of my favorite ports.
1 year, 7 months ago on My Dream Vacation $900 Cash Giveaway
Debt isn't easy, no matter where it came from. But big Congrats to you for already paying off so much of it and on your goal to pay off the rest.
1 year, 7 months ago on Student Loans: My Biggest Financial Mistake
That sounds like a fun way to raise money for your next vacation. And you guys seem to win quite often so it probably won't take you very long to save up enough.
1 year, 7 months ago on Funding Travel through Winning Giveaways
Wouldn't it be lovely to have a room like that with the nice table and all. Save up your giveaway winnings and go for it. I wonder how much they are. I'd love to win a vacation too. Love the pic of the cruise ship on your giveaway post. Thanks very much for the mention and hope your weekend goes well :-)
I live in the 3rd most expensive city in Canada and originally moved here because of the job opportunities. When I worked downtown I paid $400 a month for parking. My salary was nice but I still felt like I paid way too much to go to work.
And similar to NY, many homes and condos here are sold for a higher price based on their view of the mountains. The average price for a condo downtown is $2Mill.
Over the past few years we have had many discussions around exactly what you are saying. Should we move to a location that has a lower cost of living, esp since we can work from anywhere. While we would love to we just can't decide on a place.
1 year, 7 months ago on How Cost of Living Impacts Finances and Lifestyle
I am not one to share that info either. At work we were always told that we shouldn't discuss our income or raises, but I'm sure people did. I know if I brought it up with my friends they would feel uncomfortable and even give me that "its none of your business" look. All my friends and family are interested in is making sure everyone is okay. They are not really interested in the fine details, nor am I interested in theirs.
1 year, 7 months ago on How Much Financial Information Should You Share?
In 2006 we really wanted to invest in rental properties and we studied the Robert Allen courses and even went so far as to get our financing in order. But it was right at the time that property prices in our area were super high and it was difficult to find good deals. Even shacks were selling for very high prices, so we decided to go a different route and invested our money into owning 7 different apartment buildings instead.
1 year, 7 months ago on Using Real Estate for Income
Love the picture of your cat. We have 2 cats and love them dearly. But yes, it is expensive. Our cat food costs $100 a month. Annual Vet checkups are high too. We do have the option of buying health insurance for our cats that would cover all their expenses but we haven't done so. And everytime we consider a vacation we have to first figure out where to take them for pet sitting.
1 year, 7 months ago on Things You Should Consider Before Getting a Pet
Sounds like you have some big decisions to make in regard to your career and if you pursue more schooling you will be extremely busy based on what Brian said below. Good luck with your decision. Have a fun weekend !!
If I was still working full-time I would probably continue to do some side hustle work, like I use to (selling cruises) but I wouldn't try to operate a business at the same time, unless I could outsource most of it or have it setup to run on auto pilot. My career was extremely demanding with lots of OT and being on-call at times, and traveling. I wouldn't even want the additional stress of being responsible for a business too.
1 year, 7 months ago on Is it Possible to Focus on Both a Career and a Small Business?
A roommate and I once signed a 13 months lease on a brand new building. It was the same as your husbands. The last month was free. We loved having that month free. It was nice to get a break. I haven't seen too many apartment buildings offer that anymore.
1 year, 7 months ago on The Time I Made Three Rent Payments At Once
Too bad you had car troubles but very fortunate that you had access to their service to help you out and to cover your 2 days of expenses. Could have been a rough trip without it.
1 year, 7 months ago on 5 Tips To Make a Road Trip Affordable, Fun, and Totally Epic
This is something I have been contemplating this year as an additional stream of income. But I need to make time to figure out which stock would work best for me and my budget at this point.
1 year, 7 months ago on Using Dividend-Paying Stocks for Income
Sounds like a very busy weekend. Good luck with finding a new web designer. Hope you get all that you are looking for. It is exciting for sure.
Awesome review of what they offer for cell phones. Currently my husband and I use an android cell phone on a pay as you go plan, which only costs us $100 a year. Save us so much.
1 year, 7 months ago on Can Unlimited Plans be Affordable? The Search for Affordable Cell Phone Service
They always say opposites attract, right. Trust and communication are the two most important things to me. Like you guys, we discuss all of our purchases as well and are very open about our finances.
1 year, 7 months ago on The Spender and The Saver
@DC @ Young Adult Money @TacklingOurDebt So if she doesn't have insurance and she accidentally burns down the house, who pays for that? Would you have to sue her for damages? (sorry, but this is a hot topic for me too). And our million liability isn't for our personal contents. That is only at $20K.
The million is if we burn down the house and\or injure or kill people in the process (accidentally of course).
1 year, 7 months ago on Why Every Renter Needs Renters Insurance
Many people do skip this figuring they will never need it. We are renting a house right now and one of the things I made sure to have was liability insurance in case we accidentally burn down the house. Do you make sure your tenant has that as well? We are covered up to a million dollars.
With the huge flooding our city had 2 weeks ago the insurance companies are going crazy trying to handle the requests from owners and renters.
A lot of people (owners and renters) are being denied coverage for their home and their things. One thing many people do not know is that your insurance may cover you for water damage in the home, depending on how that water got there. In our city, in many cases the water was consider "overflow" from the river, and apparently insurance in Canada does not cover that. The story has become quite tragic in regard to the homes and possessions people have lost.
The people that I have witnessed making the most money when operating their own business were ones where they created a business that was easy for them to sell a few years later.
Coming up with an idea, taking it to the next level and then selling it.
One example is a woman in the UK that created an accounting firm. She had a staff of 10 other accountants. She ran it for several years. Had everything organized well, and then sold it for a very nice profit. Other examples are all of the companies over the past 10 years online where people have created an online service and then been bought out by Yahoo or Google for billions. And you are right, by taking risks you stand a far better chance of generating a high rate of return when things work out in your favor.
And of course, many people flip their websites for much more cash than one may think.
1 year, 7 months ago on Want to be Wealthy? Own Something
The lake location looks beautiful. Easy to see why your parents go there every summer. Good luck with your allergy shots. I hope it helps you feel better and works well. Enjoy your weekend :-)
1 year, 8 months ago on The Weekly Quick Hits Roundup
I agree with Michelle. I would love to have enough money so that my husband and I could work on the projects that we really want to work on, as well as travel when we want to, instead of working on things that bring in enough money to cover expenses and such.
1 year, 8 months ago on Happy Fourth of July! What Financial “Independence” Means to Me
Oh, that is too funny! I love the way they do direct deposit :-)
The laid back atmosphere is something most of us in North America are not familiar with. But it sounds like people in Grenada are much like people in Spain and other parts of Europe. They most likely work to live, and if they don't have to they take the afternoon off. Whereas in North America so many of us live to work and if we aren't constantly on the go and doing something or worrying about something we just aren't satisfied.
1 year, 8 months ago on Paying Bills As An Expat: The Highs and Lows