prairieecothrif
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I used to fit some of these categories. I definitely spent money emotionally. I am much better now and budget what I have each month to buy anything. I think as I have gotten older I have wanted to have less clutter which stops me from buying things as much.
Thanks for the list. I wonder if I can use any of these given I am Canadian.
We have been working on some landscaping the last few summers to finish our house off. It is coming along nicely and I am hoping to complete it this year.
We are like Krant. We use credit cards to get points. This year those points are paying for our vacation.
We typically try to reinvest ours if we can unless we have a big reno or something we need to do .
We use Quicken to track all of our finances and this includes our spending and bills. We find it a great way to examine things regularly to see if there are any changes we can make to things to save. Keeping good records is a must we find.
We always do our own taxes. It saves a bundle. We have gotten refunds the last few years and we are hoping to have that continue.
Congrats Kevin and good luck. I too think you are going to do awesome. You are young and now is the time to take a leap while you can and the risk is less. I say open the door and see where it takes you.
Let me know if I can do anything to help.
I too am looking for a change, I am just not sure what that change needs to be yet.
I think their advice is still valid regardless of their wealth now. In fact, it shows that you can reach wealth by following their advice. Sure you may not be able to sell your site for millions but you will have gained in the knowledge you have learned. This knowledge is what makes you rich.
Great post. I think it is really important to preserve your reputation and network. They are valuable resources in today's job market.
I actually try to donate to places that aren't registered. Sure I don't get the tax breaks but I find my money actually goes to the issue at hand. Often small non-profit groups can't afford to register or don't want to because they lose their freedom of speech. I always look to see where my money will go if I donate.
Thanks a bunch for including Derek's post this week. I like to call him the Passive Income Guru.
I too am looking forward to your new adventure story.
I am approaching 2012 as a whole with proactiveness. This year I am working to make changes to my day to day routines to make sure that I maximize my life and don't take things forgranted. Life is short and I don't want to have regrets. This year we are again taking a trip overseas which is really important to us. We are also working on spending more time with family and saving more money. All these things are going to make us feel more comfortable with how we are living our lives.
InvestItWisely My family owns a geothermal heating and cooling business. When I was about 11 years old my mom had gotten sick and I quickly became the woman of the house as well as started working part time. I would do mainly office duties, answering phones, faxing, typing, etc. When I was a bit older, 14 or so, I worked there 3 evenings a week doing everything from sales, quotations, operations manuals, and warehouse management. By 16 I was working there full time while finishing high school. I learned a lot from this opportunity and have a lot more experience than the average person my age. I have since gone to school and now work in health care but I sure got a solid skill base from my child hood job.
I agree. Going back to school is not the answer for fixing a job you don't like. There are other jobs you can do that don't require additional schooling. Plus depending on what kind of Masters degree you do, many are very specific and won't apply to numerous positions. I agree that you need to be clear about what you want to do. If not you may just waste time and money.
I wish I could have something like this at work but I think it would be against code or something. I work in a hospital where things are pretty standard. They are much better for your body long term.
My brother and I delivered flyers when we were kids. It definitely taught us work ethic. Every Sunday morning we had to get up and early and go deliver them. Plus Saturday night was spent sorting.
We also worked for the family business when we got older. By the time we were adults we knew a lot about working.
I use my iphone as well remember the milk to get things done on my blog. They are both mobile which is really handy. I also use dropbox.
Glad to hear you are liking crashplan. We just got my dad set up on it too.
We are lucky. It seems like mass mayhem has been released in other places like you have shown. Like IIW said though we can't be foolish and think we are untouchable. We need to play smart so to speak.
I definitely have to read this book by the sound of it. I may conform to some norms like at my job and the fact that I have a house, husband, and will have kids but there are many things I do that a lot people I know don't. I think the bottom line is to be true to yourself and what matters to you and if this is different than the norm so be it.