I'm co-host of the podcast Stacking Benjamins and blog at the site by the same name.
For many years we enjoyed Myrtle Beach for this reason. We'd steer clear of the tourist traps, but we could get close to the ocean for less money while still enjoying the sand and sea.
1 week, 5 days ago on Lower Cost Places to Take Your Family on Spring Break
I worked with a client who had me talk to his mother. She'd been robbed because the neighbors found out that she kept money in the basement in mason jars. Not a great idea.
2 weeks, 4 days ago on 10 Money Mistakes You Can Easily Avoid
I love your strategy. There's nothing more embarrassing than not having all of your notes from an interview that went well/poorly.
3 weeks, 4 days ago on My Method for Keeping the Jobs I Applied to Organized
I don't know what it is, but curling now does it for me....along with all the track races (bobsled, luge, skeleton). For some reason during the next two weeks the cold weather seems more fun than ugly, which I like, too!
4 weeks, 1 day ago on The Weekly Quick Hits Roundup
I'm wearing some HUGE slippers right now. Fuzzy socks FTW!
1 month ago on Valentine’s Day Gifts She’ll Love for $20 or Less
I went to Edmunds.com and watched an awesome video on negotiating my car's price. I was able to wallop $4k off the price of our car immediately before talking to anyone. That was my favorite consideration.
1 month ago on Three things to consider when shopping for your next vehicle
Good tips! I still recommend people cancel cards even though it lowers your credit score a little. If you don't use the credit, it's pretty dangerous to have it open. :-)
1 month, 1 week ago on 5 Things you didn’t know Could Affect your Credit Rating
I'm finally getting ahead on our podcast, but sadly that's just so that I can slow down over the holidays! I'll be back to "just in time" as soon as 2014 hits. BUT I like this feeling, so my first 2014 goal is to get a couple of weeks ahead of the curve.
You'll like Catching Fire. Very faithful to the book but still a good film on its own.
2 months, 3 weeks ago on The Weekly Quick Hits Roundup
Wow! Powerful post. How much did it all cost? Have you done any cost/benefit analysis?
2 months, 4 weeks ago on I Was A Triple-Major in College and Where it Got Me
Dude, I live in TEXAS! How do I ice skate or sled here?
Just kidding, man. Nice article. I love the ugly sweater party. I'm gonna have to steal that one.
3 months, 3 weeks ago on 5 Frugal Ways to Celebrate the Holidays
@PFUtopia That's a tough wrinkle that sidetracks many great plans (the power of love!). That's why it's important to be open about money before marriage. You can decide together how to attack the financial mountain together. Hopefully you were able to share your good habits with her!
4 months, 4 weeks ago on How Do You Stack Up To People Your Age Financially?
@deardebt I was behind also because I invested heavily into my business. The good news: because I chose businesses well and worked hard to "build to sell," I was able to catch up quickly when I sold it a few years ago. School can be the same: if you choose subjects wisely, you could also catch up quickly.
@KyleJames1 Thanks, Kyle! I'm not a big fan of rules of thumb, but there are lots of good calculators out there. Here's what we did: start with the relative lifestyle you want in retirement (in today's dollars), use a decent inflation rate (3-5% is good) to calculate what that means after age 60. Then pick a date to die. That'll tell you how much you'll need. Run the number back to today at a reasonable rate of return based on your investment profile (8 percent is a good number for many) and that'll tell you how much you should be saving AND give you benchmarks to hit in upcoming years.
I'm looking at what I just wrote and it looks like it's complicated, but really there are calculators on many popular sites like Yahoo! Finance that'll help you do that work pretty quickly. It isn't as complicated as it looks.
@CanadianBudgetB The cool part about that realization is that you've learned from it. I know many people who've made financial mistakes and didn't learn anything (or they learned the wrong lesson altogether).
@Andrew LivingRichCheaply I love that your dad encouraged you to start early. Investing in your education will set you back ahead because you chose a career where the education needs are matched by a payoff later.
@brokeandbeau We actually are talking about that on tomorrow's podcast! For some people it isn't an expense problem (broken budget), it's an income problem.
@FrugalRules The biggest problem I had in my 20s was that I wanted to spend time reinventing the wheel for myself because I felt like I had forever. There were so many cases that I decided to take the long way rather than a short cut because "I wanted to know how it works." Now I'm looking for any help possible toward reaching my goals. If some tool can make it easier....bring it on!
@Holly at ClubThrifty Hopefully, though, someone reading this in their 20's will learn from your comment (and your blog....).
@moneystepper I'd love to see that statistic also.....AND that was the most common question in my practice: "How am I doing next to everyone else you see?" My answer was usually, "It's far more important for us to see how well you're doing vs. your goals."
That usually wasn't a very satisfying answer! ;-)
You're right on about working out. I get a huge rush on days that I have a hard workout. It's a great feeling without any of the downsides of drugs/alcohol!
Thanks for mentioning my piece. The geek in me couldn't resist asking the question: what if financial people could be superheroes? That'd liven up a topic that for some reason some nay-sayers think is "boring."
6 months, 1 week ago on The Weekly Quick Hits Roundup