Husband, father of two, personal finance blogger, entrepreneur, conference organizer, frugal guy.
@Debt Blag @Philip Taylor Apparently that GS-14 got put in charge of Obamacare implementation.
The tax code is definitely too big and confusing.
4 days, 11 hours ago on IRS Targeted “Folks Waving Tea Bags Around”
@Debt Blag On your second point, the one office is THE office that handles exempt groups. I was thinking the same thing you were earlier, but then I discovered that this is THE office. It's not like there are hundreds of offices handling exempt group applications. This was the ONE office handling these applications. It just so happens to be based in Cincinnati vs D.C.: http://www.irs.gov/Charities-&-Non-Profits/How-to-Contact-the-Tax-Exempt-and-Government-Entities-Division
4 days, 16 hours ago on IRS Targeted “Folks Waving Tea Bags Around”
@Debt Blag That's the million-dollar question. Which likely will never be answered. Obama "fired" the head of the IRS. I guess we have to assume that's where the buck stopped. I look forward to seeing the hearings.
@Plantingourpennies Yeah, same here. I didn't even realize it. But I'm glad to know I'm part of a movement. :) I've enjoyed the past two days. It's been tough at times, but I feel like I'm 15 again in some ways.
6 days, 9 hours ago on This Week is National Bike to Work (or School) Week
@Money Life and More No problem. Yeah, either high-priced homes or newly built construction with load of inventory.
1 week ago on How to Sell Your House Fast By Focusing On These 3 Key Factors
@A dude I agree that those photos should link to an enlarged version of the pic. I've updated them to do just that. I've been meaning to update this post as a whole because much of the information is dated.
1 week ago on Get to Zero Credit Card Debt with ReadyForZero.com
@robert Hi Robert. Yeah, to be more accurate (given the info you provided) you should have used 2 allowances.
1 week ago on How to Fill Out a W-4 Form
@BrandonAtBP No problem, Brandon. You guys provide a wealth of solid RE info so I can't help but mention you in these posts. Thanks!
@Jenny at FrugalGuruGuide No, the number to retire on is already calculated based on the 4% rule. All the calculator does is show you how much to save each month to reach that level. The inflation was already factored in before you get to the calculator. To clarify, the calculator is helping to determine what you put in, not what you take out.
1 week, 4 days ago on How to Retire Early – Let’s Run the Numbers
@Nikita Brodskiy I think we need to start celebrating the successful types again. Our pop culture (Left media) doesn't support success. They demonize it as if there is a fixed pie.
@rwohlner I'm hoping to find a way to invest in others when I'm retired. That way the focus can be off of me and helping always brings joy.
@William_Drop_Dead_Money Being semi-retired now myself I agree with you. It feels pretty aimless sometimes.
@Jenny at FrugalGuruGuide Actually the 4% rule does factor in inflation. Follow the link above to see how.
@CommonCentsWealth In my research I ran across a poll in one of the VA forums that explored this topic. Although it was a small sample size, the results were about 50/50: 50% worked less than 40 hours and 50% worked 40 hours or more. Hard to say how many of the >40 were using multiple gigs to accomplish that. But that's the beauty of the virtual assistant gig. You can work up to perfect number of hours using multiple clients.
2 weeks ago on Virtual Assistant: A Job Worth Your Time?
@JayFleischman Great testimony from the entrepreneur side of things. It's taken me a while to get used to working with someone virtual, but it has certainly paid off and I would recommend anyone looking to expand at least consider it.
@@debtblag For 90% of the work my virtual assistants do I don't care when or where they do it...just that it gets done by the deadline. I suppose hours are going to be flexible, but with most online entrepreneurs, unless it's a customer facing role or gig where you are working hand-hand with a team, then you should be free to work whenever.
@CommonCentsWealth My pleasure. Thanks!
2 weeks, 6 days ago on DIY: How to Replace Your Dryer’s Heating Element
@DebtRoundUp Thanks! Yes, thankfully Youtube is around. It totally gives me confidence to see other people/companies educating folks. That's why I'm passing my experience along as well. Hopefully someone else will benefit down the road.
@krantcents1 That's got to feel pretty great being just four years away from having it paid off.
2 weeks, 6 days ago on Pros and Cons of the 15 vs 30 Year Mortgage
@Plantingourpennies Excellent point. The mortgage interest deduction isn't a guarantee by any means. As they say, don't let the tail wag the dog.