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@arwaldren I am hoping that by showing my path and how I was not making millions it will show a path for others so you can take some steps in your life. I remember always seeing all the nice cars and things you had and being jealous of you as I was saving my money.
2 weeks, 3 days ago on How I Became A Millionaire Yearly Update 2002
@HullFinancial Thanks for your encouragement. Your right the financial path was not the easiest, especially watching everyone around us enjoy all the nice luxuries that money can buy. But it was so worth it now looking back. We never came from money or had a lot to begin with nor did we create a huge company that payed out like Bill Gates. I actually made a lot less than a lot of my friends who have nothing to show for it.
@Laurie TheFrugalFarmer My goal right now is to do one post a month showing the breakdown like this.
@BudgetsAreSexy Thanks for the words of encouragement. I will keep it up for sure. It was a lot of work putting all of this together but I hope it does inspire people and help them on their financial journey.
@elephantspaychk @StumbleForward Great Point. That is probable what ends up keeping the majority of people out of the game. But the only way to learn is to do it, and to be willing to make a few mistakes along the way.
7 months, 1 week ago on How To Buy Stocks
@Jenny at FrugalGuruGuide I guess it all depends on how you grow them. I never really got into the square foot method, but I am not a really big gardener. We just have a little garden in the ground on the back of our property.
10 months, 1 week ago on How to Save Money on Food With These 5 Tips
@retirein1500 It is amazing all the stuff we have for our kids today that will keep them busy.
10 months, 1 week ago on Going on a Cross Country Road Trip? Check These Apps Out
@Jenny at FrugalGuruGuide Good point, the more you save, the more you will have to put down.
10 months, 1 week ago on Tips For Finding an Apartment
@fearlessmen It is amazing how much eating out can really start adding up.
@Jenny at FrugalGuruGuide It can get crazy for sure, and even though I have not run into it yet I am sure there are some produce that can get more expensive to grow on your own. But I really doubt that it will cost you more to grow your own in the long run for most vegetables, especially if you stick with the basics. We have an Amish farm up the road from us that grows pretty much everything and sells them cheaper than we might be able to grow them for ourselves, but the grocery store is much more expensive.
@thefrugaltoad It is amazing how rewarding it is to grow your own food and it tastes so good. One of my daughters is really gotten into gardening and growing vegetables, it is fun to watch her really get into it.
@Kevin Watts @Graduatingfromdebt I try to do more of that as well. We try to cook more in bulk so it is easier to just get things together when we need to eat fast.
@Jenny at FrugalGuruGuide "A sole proprietorship requires no special legal structure. "
- That is why most business start up as one.
"If you don't take payments in your company's name, you don't need a DBA as a sole proprietorship. If you are an LLC or an S Corp, you will have an actual legal structure and will not have a DBA. Also, you only have an EIN if you are an LLC or S Corp. (Or C Corp, but that's not likely.) Otherwise, you use your own SSN/TIN."
- You can use your SSN as a sole proprietor but I would recommend against it. Sole proprietors can use EIN numbers. EIN's are very easy to get and help protect the business owner from fraud. I would push any business starting up to get one no matter legal entity you form.
10 months, 4 weeks ago on How to Start Your Own Business in 10 Steps
@Jenny at FrugalGuruGuide There is something to that continuing to live as you are broke mentality. My wife and I did the same thing when we graduated as well. It is funny though how we have slowly moved away from a lot of that, mostly because we can easily afford to. But does bring back some good memories of going without so we can have money for the bigger picture.
11 months ago on How to Save Money for a House
@Ronald_Mueller So true, just align your priorities and keep that as a motivation going forward.
Sounds like a good balance. In season is the way to go for sure. We do a lot of food storage stuff in our home, canning and freezing all the fruit and vegetables while they are in season, so we can have them the rest of the year.
Eggs are a staple in our home as well.
11 months ago on Cheap Healthy Foods
@Jenny at FrugalGuruGuide I am suprised to here that spinach is pricey there. I can always get it very cheap. Kale is more expensive for me, but I do have Kale every morning as part of my green smoothie.
It is a fun idea for sure. I am not sure if I would be willing to do it myself but I would definitely lean toward leaving my dog with someone through this rather than putting her in a kennel.
11 months ago on How to Make Extra Money With Dogvacay
Wow that is crazy. This is another great reason to get away from the old check in the mail way of doing things. Any ideas on the sentence for the person who cashed your check?
11 months ago on Where Is My Tax Refund?
@jaycedaniels Very true, you have to admit to the problem before any change can ever happen. It does seem that being a shopaholic is still not looked at as mainstream as the other addictions out there, and yet I wouldn't be surprised if it was even bigger than all the other addictions out there.
11 months, 2 weeks ago on Signs You May Be A Shopaholic And 6 Things You Can Do To Change It