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I remember the days when we'd make a list of what we'd do with our tax refund money, and it was almost all stupid stuff to waste it on, thrown in with a bit of responsibility. Now it's totally the other way around. :-)
2 days, 7 hours ago on How to Spend Your Tax Refund Responsibly
Smart tips here, DC. We are not planning on receiving a dime from social security, given its current financial state. Instead, we are dumping all debt and saving/investing.
2 weeks ago on 3 Important Steps to Take to Reach Retirement
Awesome suggestions, Erin. Our mortgage payment is bigger than it should be, and we are considering options to lower it. It's just not worth it to have your mortgage or rent payment sucking up a big portion of your income.
4 weeks ago on 3 Ways to Make Your Living Situation More Affordable
This sounds like a great idea, DC. Anything people can do to help dump those student loans faster is a good thing, IMHO.
1 month ago on Gradible: Make Extra Money to Pay Off Student Loans
I've never heard of this service, DC - thanks for sharing! I am guilty of violating #1 and #2, although I'm slowly getting better at this. At least I have them written down on a piece of paper instead of in an electronic device. I guess that's one benefit of not being technicalogically advanced. ;-)
1 month, 1 week ago on How to Keep Your Passwords Secure
Very well put together, Erin!! I had a horrible habit of spending to reduce stress/celebrate/punish or whatever other emotion came my way. Money/purchasing was almost like a drug. For a long time this made me afraid to have money, but now that I've learned and follow the tips you share above, my life and relationship with money is finally healthy and productive. Great post!
2 months ago on How to Spend Your Money Meaningfully
My daughter started selling designs on Red Bubble last month and just got her first sale! Making money online really can work. Great ideas here, DC!
2 months, 2 weeks ago on 7 Ways to Make Money Online
I love your goal of reading the Bible in its entirety. I've done this a few times, and am now onto really delving into and studying the Word intensely. Every minute I spend reading and studying the Word pays me back a hundred fold in wisdom and blessings - you'll love it, DC. We have to do our retaining wall this year too - it's gotten to the point of no return, so to speak. Luckily, Rick and I will be doing it ourselves (he worked a landscaping job when he was younger, so he knows how to properly do these things) so that should save a big bunch of cash.
2 months, 3 weeks ago on My Goals for 2015
Great and helpful tips, Erin! I really have been wanting to start a newsletter for the blog. I need to check into that more.
2 months, 3 weeks ago on 5 Ways to Grow Your Blog This Year
In my two years of learning to be fiscally responsible, I can totally vouch for the success of the plan listed above. Especially the "take small steps and work slowly" part. It's the repeated, continued, little steps that add up to big success.
3 months ago on How to Set Yourself Up for Success in the New Year
Thanks, DC! And a very, very Merry Christmas to you as well. :-)
3 months, 1 week ago on Merry Christmas!
Love this, Erin! I've never thought about budgeting my time in this way. Going to start today!
3 months, 2 weeks ago on How to Budget Your Time Like You Budget Your Money
I agree with you, DC. Most all of our investments are in industries as opposed to individual companies, with the exception of a few tried and true companies with a long-term (i.e., several decade) history of stability.
3 months, 2 weeks ago on Invest in a Company or an Industry?
I think tracking your spending is one of the most vital things you can do in order to have success in your finances. It's a pivotal step in starting on that path to true financial freedom.
3 months, 3 weeks ago on 7 Reasons Why You Should Track Your Spending
Erin, awesome and motivating post as usual!! I can't imagine how R does all that he does, but as you said, a quick check of priorities will help him find time for his biz. And that's a valuable skill he has, too!
3 months, 4 weeks ago on How to Make Time to Develop Your Side Hustle
Awesome post, Erin!! The older I get, the more this rings true. The time we spend together laughing and enjoying each other's company far outweighs what we've spent on food or gifts.
4 months ago on 5 Reasons Why Making Memories Beats Spending Senselessly for the Holidays
Sounds like an awesome book DC! Thanks for the thorough review - and I am with you on migraines - they are horrible!
4 months, 2 weeks ago on “Solve Migraine Problems” and other takeaways from All In Startup
Great list, DC!! I would add "Learn to love budgeting" to this list. For years, we viewed budgets as a punishment, but they really bring freedom to your financial life.
4 months, 4 weeks ago on The Top 10 Financial Moves for People in their 20s
I think this is a great story. It seems many of these athletes, even with their multi-million dollar contracts, will do anything for even more cash. Phil Hughes made a wise decision. He knows he has more than enough and isn't willing to sacrifice integrity for greed. Awesome.
5 months ago on Could you say no to half a Million Dollars?
I would absolutely say that the Bible has had the biggest impact on my life. Having studied it seriously and intensely for 7 years now, I can honestly say that it ROCKS. :-) Have an awesome weekend, DC!
5 months, 1 week ago on The Weekly Quick Hits Roundup
Rick did landscaping for a buddy who owned a landscaping biz years ago. Super hard work, but some valuable skills were learned. I remember bringing the guys pizza and pop once as they worked on a large job in 95 degree weather. Yuck. Felt so bad for them having to work in those conditions.
5 months, 1 week ago on 5 Things to Consider Before Starting a Landscaping Business
Interesting!! I've never heard of this outfit before, but I like the concept. Thanks, DC!
5 months, 2 weeks ago on Side Hustle Idea: Delivering with Deliv
Hope you are feeling better, DC!!! Those sinus infections are horrible to deal with. I agree with what you said about valuing being able to do things too. When our oldest was born, it was tough: took me nearly a year and a half to get back to normal after some life-threatening complications. How desperately I longed during that time to be able to play with our daughter, do the dishes and vacuum the house.
5 months, 3 weeks ago on The Weekly Quick Hits Roundup
Hmm. interesting!! I'll have to check these guys out - thanks DC! It's nice reading a review from someone I trust and who knows the ins and outs of side hustling.
5 months, 3 weeks ago on How to Make Extra Money Using Qmee
We do most everything ourselves, but will likely be outsourcing more as the debt goes down. I'd love to pay someone to come and clean the house. :-)
6 months ago on 7 Things You Can Outsource to Save Time
Happy anniversary, DC!! Gorgeous pic of the skyline! LOVE the weather we're having here this weekend! A trip to the apple orchards is on our list of fun stuff this weekend. Have an awesome one, DC!
6 months ago on The Weekly Quick Hits Roundup
DC, this is awesome, and something that drives me to keep working hard to pay off our debt. I think lots about how, if we had managed our money well from the beginning, how Rick would have the option right now of not working, which would free up the time he needs to get things done on the farm here: something he would love to have as a "job". The reasons you mention above are what motivates us to continue to work harder to get out of debt and achieve wealth, and I can't wait to get there! Great post, my friend.
6 months, 1 week ago on 5 Ways Rich People Have an Advantage in Life
I don't think you're being cheap either. Have you tried Craigslist though? One man's trash is another man's treasure. :-)
6 months, 2 weeks ago on Am I Being Frugal or Cheap?
I struggle with #4 and #3 too. I want to be so involved with the blogging world that I forget I've got a family here that needs me, and then it's vice versa. :-) Blogging is awesome, but it is a lot of work.
6 months, 3 weeks ago on 5 Things Every Blogger Struggles With
I'm not a big fan of public transportation, but that's easy for me to say, living in the boonies. I can see how it could be valuable to those living and working in the cities. My dad is absolutely loving the new light rail b/c he lives in the heart of St. Paul, and gets to ride for free to the VA because vets ride free. I think that's a sweet feature of the light rail and love that they're honoring our vets in that way.
7 months ago on Is Public Transit Worth the Hassle?
This is what I simply love about freelancing: I can do it anytime, anywhere. That truly is a dream job. Great post, DC!
7 months, 1 week ago on How to Make Money While on Vacation
That barn is SO gorgeous!!!!!! I'll bet it was a lovely wedding. We do the county fair here instead of the state fair. It's more our speed. :-) Have an awesome weekend, DC!
7 months, 1 week ago on The Weekly Quick Hits Roundup
I really need to be entering more giveaways - you guy rock at this sort of income!
7 months, 2 weeks ago on How to Make Money Entering Giveaways
We're big believers in keeping our income private too, for all of the reasons you mentioned above. Just too many cans of worms that can be opened up. :-)
7 months, 3 weeks ago on Should You Share Your Salary?
I used to watch lots of football and baseball, but now pretty much only watch on Superbowl Sunday. Too many other things vying for my time. :-) Have an awesome time at the bachelor party, DC!
7 months, 3 weeks ago on The Weekly Quick Hits Roundup
Spot on here, DC. In spite of our debt load, we are very lucky that we started saving for retirement early. It really can make the difference between financial success and financial failure.
8 months ago on Retirement for Millennials: Get Started!
I like to stick with the lower calculations, just for safety's sake. Then I won't be disappointed when it's higher. :-)
8 months, 1 week ago on Is it Accurate to say the Stock Market Returns 10% on Average?
Huge congrats on the new members of your family!!! SO cute. We have a "Tucker" too. :-)
8 months, 2 weeks ago on The Weekly Quick Hits Roundup
Perfectly put, DC!!! I couldn't have said it better myself. With our huge debt load, we've temporarily slashed giving quite a bit, but still pray constantly as to when and where the Lord wants us to give. Often times too, we are able to give of our possessions (such as clothes the kids have outgrown) or our time (such as helping the needy in some way) which helps us to make sure we keep our focus on others even if it isn't as much monetarily. Great post!
8 months, 3 weeks ago on Should you Donate Money When you are in Debt?
Happy 4th of July, DC! Looking forward to hearing more about your new job/team. :-)
9 months ago on The Weekly Quick Hits Roundup
Happy birthday, DC!! My bday is in a few days as well. :-) Very cool about Kirby visiting you in the hospital, and so glad you survived that dangerous asthma attack!!! My second born definitely needs time to be alone and recharge too, so I totally get that. Thanks for sharing, DC, and have a great day. :-)
9 months ago on 20 Random Things about DC of Young Adult Money
Good tips, Cat!!! We'll have to keep this in mind for when we start furniture shopping. Our stuff is getting pretty old. :-)
9 months, 1 week ago on How to Get High-End Furniture for Cheap
Wow, DC!!! I've never noticed this section before!!! We are in need of a new washer/dryer, so I'll definitely be checking this out: thank you!!!
9 months, 2 weeks ago on How to get free stuff on Craigslist
Isn't it funny how we change, Shannon? For Mother's Day, Rick bought me a 97 cent card and a package of Double Stuff Oreos (my very favorite). Knowing that he's totally on board with the new, frugal me, and that he put so much thought into getting me something that I'd love but didn't cost much, made this one of the best gifts he's ever given me. :-)
9 months, 3 weeks ago on 5 Gifts That Will Tick Off Your Frugal Wife
Insurance claim: you saved LOTS more money than a grand there, DC. From what I'm told from various insurance agencies, no type of flooding is generally covered unless you have flood insurance AND the flood comes directly from a river or lake. Not sure if this is true, but it's an answer I'm getting all over as I research this stuff. You may have had to pay to repair/replace everything out of your own pocket. Great work, my friend!
9 months, 4 weeks ago on How Complaining Saved Me Thousands of Dollars
Shannon, wonderfully put!!! I love how you said you almost detest spending now. We are at that same place, and it's a great feeling, isn't it?? Also love what you said about your financial health being a marathon; it sure does make a difference when you're thinking long-term. :-)
10 months, 1 week ago on The Cure for Affluenza
Great points here, DC. The inconsistent pay is the one that bothers me the most, but I'll take it so I can work around homeschooling and being with the kids.
10 months, 2 weeks ago on 5 Drawbacks of Freelancing and Consulting
Woohoo!!!!! SO, so, excited for you guys, DC! You're going to have a great time. :-)
10 months, 3 weeks ago on The Weekly Quick Hits Roundup
I am amazed at how easy it is to go to Vegas for cheap or free. I haven't been there in years, but would definitely use these tactics if going again.
11 months ago on How to go to Vegas for Cheap – or even Free
Can't wait to hear the results of the contest!!! We have to do a retaining wall re-do soon too, and I love the idea of you putting a privacy fence up. There's something about that feeling of having your yard all to yourself. :-)
11 months ago on The Weekly Quick Hits Roundup