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I’m a loyal Ally customer, since it was GMAC Bank.  I stayed with them simply because I am happy with their services. I got no issues so far, maybe there were but nothing that I can’t tolerate. I understand that there is no perfect system. Is there a perfect system? No. So, am staying.

1 year, 6 months ago on Ally Bank Review – Great option in online banking

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I've been wanting to travel for a while now. To take a break from work an everything. Yeah, I'm just worried a little bit about the expenses because I don't exactly know what to expect. Thanks for these tips. I'll do more research.

1 year, 6 months ago on Want to Travel the World? How About Travel the World on $50 a Day.

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Nothing is too much when it comes to retirement. After all those long years of working hard, you deserve every cent of your savings. Although, there are still a lot of people who are not putting much effort into their retirement plans and regret it in the end.

1 year, 9 months ago on Are You Saving Too Much for Retirement?

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We all need some kind of security once we retire. When you start early, you have enough money to enjoy later on. With regard to saving too much, you should ask yourself and make a decision how much you think you need to live a comfortable life later on.

1 year, 9 months ago on How Much Money Do I Need to Save For Retirement?

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That sounds bad Benjamin. Once you borrow from your 401k, it doesn’t grow until you repay it. And you might suffer for a long time because it is deducted from your payroll. Or else, you will deal with the consequences.

1 year, 9 months ago on Don't Treat Your 401(k) Like a Savings Account

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I couldn't agree more with J. For your financial planning to work, you need to assess your finances. Before you take the first step, know what you have to gauge where you want to go or proceed next. Or, you can get a planner.

1 year, 9 months ago on Planning for Your Financial Future in Retirement

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If you want to get more when you retire, then you should not hesitate to contribute more. You have to work hard for it, go on over time or get a part time job. And yes, you need to start saving as early as possible.

1 year, 9 months ago on Getting The Most From Your Retirement

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With Roth IRA, we are leaning more on the future. The idea of taking out money that is not taxed at all seems like a really good idea. Withdrawing from your account has fewer restrictions and penalty too.

1 year, 9 months ago on Eliminate Taxes With a Roth IRA

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There are a lot of people who weren't to get out from debt during the recession, driving them to borrow money from their 401k account. But we are somehow recovering now and if you are thinking of borrowing money, you must weight your options first.

1 year, 9 months ago on 5 Reasons to Not Be Borrowing From Your 401k

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This is what I like about Roth IRA. Contributions were made after taxes so there will be no taxes lest to pay. That and the security it offers because the money will still continue to grow tax-free.

1 year, 9 months ago on The Roth IRA: What You Should Know

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You can't avoid all the attorney fees, title services fees, documents, and all the other fees included in the closing cost but maybe you can minimize the closing cost if you try to compare the offers from other brokers.

1 year, 9 months ago on Factor In Closing Costs When Buying a Home

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No matter what the economy is or the rate of unemployment in your state, finding a job is difficult. These are great courses and yes, they are not that expensive compare to other majors. Still, what matter in the end you are happy and proud with your chosen career.

1 year, 9 months ago on Lowest Paying College Majors

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