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It’s sad to think that others don't see the importance of retirement planning until it is already too late. We all want to live comfortably later, off traveling the world, or settle some place where it's more relaxing. The younger you start planning for your retirement, the better.

1 year, 11 months ago on Planning for Your Financial Future in Retirement

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No matter how much you saved for your retirement, you should know how to properly handle them. Know how to manage your money because if you are not careful enough, you might not enjoy the fruits of your hard-earned money. It's good to retire. But it would be better if you are retired and not broke.

1 year, 11 months ago on How Much Money Do I Need to Save For Retirement?

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Dedication and discipline play huge role on how you save. The same with how you value money as well. Just like what @CKBethy said, you have to take it one step at a time. It's difficult to take it first step but once you did, you are on your way to reaching your financial goals.

1 year, 11 months ago on The Secret to Saving Money

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All of these are quite helpful and true. There is indeed no magic number since it is relative to every person because not all priorities, salary, and expenses are the same. One thing I've practiced though is not to spend first, and save the rest. It should be to put money in the bank and then spend what is left.

1 year, 11 months ago on How Much of Your Paycheck Should You Save?

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I like your idea of homemade cleaners. I also have something to add about saving on electricity bills. With the usage of heaters during winter, it's a pain seeing the cost so high during the season so what we did was we open the curtains during the day to allow sunlight inside our home. We don't turn it on as long as we can. It’s the same thing during summer. We open the windows to let the wind go in during the day instead of using air-conditioners. It’s all about making little sacrifices in order to save money.

1 year, 11 months ago on A Few Green Ways to Save Money

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It's a talent to shop in a thrift store. When I visit one, I make sure I shop alone and I only bring the amount I want to spend. With all of those sales, who knows what you can find. Some, you don't even need.

1 year, 11 months ago on How to Be a Good Thrift Store Shopper

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Some of these gifts are unique indeed. But I can't imagine my dad being a DJ though. Haha. I bought him a bug out bag once... Put a smile on my ol' man's face... That was priceless.

1 year, 11 months ago on 10 Unique Christmas Gifts for Men

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It doesn't only apply to your computer. Turning off your electronics as well as your other home appliances and then removing the plugs from the power outlet can definitely make a lot of difference to your monthly electricity bill.

1 year, 11 months ago on Shift Your Habit to Save Money and the Planet

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The key is to get these teens to understand the value of saving. A lot of parents are just giving their children all of these latest gadgets and trendiest clothing that they don't work for it anymore. They should learn set goals, save, and then get them to be excited about it.

1 year, 11 months ago on A Few Ways for Teens to Make Money

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